Well, I'm finally ready to grab technology by the horns - I've wanted to start blogging about the mortgage industry for some time now; you'll notice that I opened this blogspot address back in October 2008. To make a long story short...2009 turned out to be a busy year thus far. Lots of past clients refinancing and a fair amount of new and previous clients purchasing homes. So my dream of blogging went by the wayside...until today!
If you are reading this and haven't yet inquired about refinancing, please contact me. If you've been following the market, you'll see that interest rates, like stock values, go up and down daily. We've been in a period of fluctuating rates since December 2008, kind of following an "S" curve, with rates hitting historic lows and then climbing up a bit, depending on the day (or hour, in some cases!). No one is sure (even the so-called industry experts) how long the lower rates will last, so if you want to find out if refinancing is the right choice for you, the time to investigate is now.
First time homebuyers: time is running out to get your purchase closed by the November 30, 2009 deadline to qualify for the $8,000 tax credit!!!
If you are planning on taking advantage of this tax credit, you need to be out looking for your new home now, so that there is enough time to get your mortgage processed, underwritten,and closed. Underwriting turn-around times are still at a normal level; however, that can change quickly.
If you have any specific questions, please send me an email: bhale@cinci.rr.com or Twitter: @bahale
I'm looking forward to imparting some great information on how to make the most of your mortgage!
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