My mission is to provide reliable, timely mortgage advice. I dedicate 100% of my energy towards serving clients. This focused approach provides the time to elevate my education and experience, and guarantees a fully professional level of service. As a result, valued customers, suppliers and friends refer their family members, co-workers, neighbors, and others for advice and consulting services. My goal is to build strong, lifelong relationships, one person at a time.
Mortgage Tip of the Day
Welcome Home funds are available to qualified buyers! Get up to $5,000 to use towards your down payment or closing costs! Contact me for details at (513) 520-6044 or bhale@bankwithasb.com
Tuesday, February 1, 2011
Refinancing Options
If you waited to refinance in 2010, you should revisit your options now. Rates began to increase a bit in October-November and seem to be following that same course to date. If your rate is 6.0% or above, fixed or adjustable, please contact me, and I will do a complete analysis of your situation. You may also want to consider refinancing into a shorter term, i.e. a 15 or 20 year amortization. You may be able to save thousands of dollars in interest and build equity in your home much quicker. Let me work the numbers for you! (513) 520-6044.
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